Top 20 Super Funds: Net Performance & Fees as of 30 June 2025

Compare returns across major Australian superannuation funds

+10.36%
Average 1Y Return
+8.82%
Average 3Y Return
+8.58%
Average 5Y Return
+7.95%
Average 10Y Return
AMP Super
MySuper 1990s Plus
Medium-High
0.6M+13.30%+9.70%+9.90%+7.82%0.96%
Australian Retirement Trust
Lifecycle (Balanced)
Medium
2.5M+11.48%+10.30%+9.99%+8.55%0.97%
HOSTPLUS
Balanced
Medium-High
1.9M+11.40%+9.50%+8.32%+9.50%1.33%
NGS Super
Diversified (MySuper)
Medium
0.2M+11.20%+8.50%+8.30%+7.10%0.92%
UniSuper
Balanced
Medium
0.7M+10.90%+8.20%+8.56%+8.01%0.81%
Aware Super
Lifecycle (Balanced)
Medium
1.2M+10.89%+10.06%+8.66%+7.61%0.91%
Australian Ethical Super
Balanced
Medium
0.1M+10.59%+8.94%+7.38%+6.93%1.24%
HESTA
Balanced Growth
Medium
1.0M+10.40%+8.80%+8.90%+8.80%0.91%
Cbus Super
Growth
Medium
0.9M+10.29%+9.20%+8.90%+8.32%0.89%
MLC Super Fund
MySuper Growth
Medium
0.8M+10.12%+8.80%+9.82%+8.23%0.96%
Equip Super
Balanced Growth
Medium
0.3M+10.10%+9.00%+8.60%+8.00%0.94%
CareSuper
Balanced
Medium
0.3M+9.90%+8.60%+8.40%+7.90%0.93%
REST Super
Core Strategy
Medium
2.1M+9.85%+7.90%+7.10%+6.78%0.91%
Spirit Super
Balanced
Medium
0.3M+9.70%+8.30%+8.20%+7.85%0.91%
Mercer Super Trust
Mercer SmartPath
Medium
1.0M+9.62%+9.10%+9.68%+8.69%0.94%
Vision Super
Balanced Growth
Medium
0.1M+9.60%+8.40%+8.10%+7.80%0.94%
AustralianSuper
Balanced
Medium-High
3.6M+9.52%+8.72%+8.53%+7.94%0.81%
Catholic Super
Balanced Growth
Medium
0.1M+9.50%+8.20%+8.00%+7.75%0.93%
TelstraSuper
Growth
Medium
0.4M+9.40%+8.10%+8.30%+7.80%0.92%
LGIAsuper
Balanced
Medium
0.1M+9.40%+8.10%+8.00%+7.70%0.92%

Important Information

• Returns are based on balanced/default (MySuper) investment options and are net of fees and taxes

• Past performance is not a reliable indicator of future performance

• Data is indicative and sourced from publicly available fund reports as of 30th June 2025

• Consider your personal circumstances and seek professional advice before making investment decisions

• Fees shown are total annual fees including administration and investment management costs

Column Definitions

Fund Name: The name of the superannuation fund offering the MySuper default investment option.
Members: Total number of member accounts in the fund, rounded and formatted (e.g. 1.5M = 1.5 million members).
MySuper Option: The default investment product offered under the MySuper regime — typically a balanced or lifecycle option.
Star Rating: A performance-based rating derived from the 10-year net return:
★★★★★ = ≥ 9.5%
★★★★☆ = 8.5% – 9.49%
★★★☆☆ = 7.5% – 8.49%
★★☆☆☆ = 6.5% – 7.49%
★☆☆☆☆ = < 6.5%
1-Year / 3-Year / 5-Year / 10-Year: Net investment returns over each time period, after fees and taxes. Reflects how the fund performed for members in accumulation phase.
Fees (%): Total annual fees expressed as a percentage of a $50,000 balance. Includes admin, investment, and indirect costs.
Risk Level: The fund's stated investment profile — typically "Medium" or "Medium-High" for diversified growth options.