Financial Disclaimer
Important information regarding the use of our calculator and financial content.
Last Updated: January 12, 2025
Important Notice
The information provided on the AI Super Calculator website and through its services (collectively, the "Service") is for general informational and educational purposes only. It is not intended to be, and should not be construed as, financial, investment, tax, or legal advice.
AI Super Calculator is not a financial adviser, and the Service does not take into account your personal financial situation, objectives, or needs. You should consider obtaining independent professional advice before making any financial decisions.
Seek Professional Advice
Always consult with a qualified financial adviser, accountant, or legal professional to discuss your specific circumstances and to obtain advice tailored to your individual needs.
Investment Risk Warning
All investments carry risk. The value of investments can go down as well as up, and you may not get back the amount you invested. Past performance is not a reliable indicator of future performance.
The projections and calculations generated by the Service are based on various assumptions (e.g., expected return rates, inflation, tax rates, contribution caps) which may not materialize. Market conditions, economic factors, legislative changes, and individual circumstances can significantly impact actual outcomes.
Key Risks Include:
- Market volatility and fluctuations
- Inflation risk eroding purchasing power
- Changes in superannuation legislation and tax laws
- Investment manager performance
- Currency fluctuations (for international investments)
No Guarantee of Returns
AI Super Calculator does not guarantee any specific investment returns or financial outcomes. The projections provided by the Service are hypothetical and for illustrative purposes only. They are not forecasts or predictions of actual future results.
The Service's calculations are based on the inputs you provide and general assumptions about superannuation rules and market conditions. Actual results will vary and may be materially different from the projections.
Remember:
- Future investment returns are uncertain.
- Inflation can reduce the real value of your savings.
- Tax laws and superannuation regulations can change.
- Your personal circumstances are unique.
Information Accuracy Disclaimer
While we strive to ensure that the information and calculations provided by the Service are accurate and up-to-date, we do not warrant their completeness, reliability, or accuracy. The content is subject to change without notice.
We rely on publicly available information regarding superannuation laws, tax rates, and economic data. This information may not always be current or reflect all nuances of the law. It is your responsibility to verify any information before relying on it.
Limitations:
- Data may be simplified for ease of use.
- Calculations are based on general assumptions, not personal data.
- The Service does not account for all possible financial scenarios.
- Errors or omissions may occur despite best efforts.
Limitation of Liability
To the maximum extent permitted by law, AI Super Calculator and its directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Service;
- Any conduct or content of any third party on the Service;
- Any content obtained from the Service; and
- Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
Your Responsibility:
By using the Service, you acknowledge and agree that you do so at your own risk. You are solely responsible for any decisions you make based on the information provided by the Service.
Contact Information
If you have any questions or concerns regarding this Financial Disclaimer, please contact us at: