Terms of Service
Please read these terms carefully before using our services. By using our website, you agree to these terms.
Last Updated: January 12, 2025
Agreement to Terms
Welcome to AI Super Calculator ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our AI Super Calculator website and related services (collectively, the "Service") operated by AI Super Calculator.
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
Important Notice
These Terms constitute a legally binding agreement between you and [Your Company Name]. Please read them carefully and contact us if you have any questions.
Use of Service
Our Service provides financial calculation tools and educational content related to Australian superannuation. You may use our Service for lawful purposes only and in accordance with these Terms.
Permitted Uses
- • Personal financial planning and education
- • Calculating superannuation projections
- • Accessing educational content and resources
- • Sharing results for legitimate purposes
- • Using our tools for professional advice (licensed advisers)
Prohibited Uses
- • Providing unlicensed financial advice
- • Reverse engineering or copying our algorithms
- • Automated data scraping or harvesting
- • Transmitting malicious code or viruses
- • Violating applicable laws or regulations
Educational Purpose Only
Our calculator provides estimates and projections for educational purposes. Results should not be considered as financial advice. Always consult with a licensed financial adviser for personalized recommendations.
User Responsibilities
As a user of our Service, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Account Security
- • Maintain secure passwords and login credentials
- • Notify us immediately of unauthorized access
- • Log out from shared or public computers
- • Keep your contact information up to date
Content and Conduct
- • Provide accurate information when using our tools
- • Respect intellectual property rights
- • Use the Service in compliance with applicable laws
- • Report any bugs or security vulnerabilities
Age Requirements
You must be at least 18 years old to use our Service. If you are under 18, you may only use the Service with the involvement and consent of a parent or guardian.
Privacy and Data Collection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
Data We Collect
- • Financial calculation inputs (when saved)
- • Usage analytics and website interactions
- • Contact information (when provided)
- • Technical information (IP address, browser type)
Your Rights
- • Access and correct your personal information
- • Request deletion of your data
- • Opt out of marketing communications
- • Understand how your data is used
Privacy Policy Reference: For detailed information about our data practices, please review our Privacy Policy.
Limitation of Liability
Our Service provides financial calculations and educational content for informational purposes only. We make no warranties or representations about the accuracy, reliability, or completeness of the information provided.
Important Disclaimers
Financial Advice
We do not provide financial advice. Our tools are for educational purposes only. Consult a licensed financial adviser for personalized recommendations.
Calculation Accuracy
While we strive for accuracy, calculations are estimates based on assumptions. Actual results may vary due to market conditions and legislative changes.
Service Availability
We do not guarantee uninterrupted access to our Service. Maintenance, updates, or technical issues may cause temporary unavailability.
Third-Party Content
We are not responsible for the accuracy or availability of third-party websites, services, or content linked from our Service.
Liability Limitation
To the maximum extent permitted by law, [Your Company Name] shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
Termination
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Grounds for Termination
- • Violation of these Terms of Service
- • Fraudulent or illegal activity
- • Abuse of our Service or systems
- • Failure to pay applicable fees (if any)
- • Extended period of inactivity
Effect of Termination
- • Immediate loss of access to your account
- • Deletion of saved calculations and data
- • Cessation of all Service-related communications
- • Survival of certain provisions (liability, etc.)
Your Right to Terminate
You may discontinue using our Service at any time. If you have an account, you may request account deletion by contacting us. We will process your request in accordance with our Privacy Policy.
Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of [Your Company Name] and its licensors. The Service is protected by copyright, trademark, and other laws.
Our Rights
Protected Content
- • Calculation algorithms and methodologies
- • Website design and user interface
- • Educational content and articles
- • Trademarks and brand elements
Your License
- • Limited, non-exclusive use of our Service
- • Personal, non-commercial purposes only
- • No right to modify or distribute our content
- • Subject to compliance with these Terms
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.
How We Notify You
- • Email notification to registered users
- • Prominent notice on our website
- • Update to the "Last Updated" date
- • Summary of significant changes when material
Your Acceptance: By continuing to access or use our Service after revisions become effective, you agree to be bound by the revised terms.
Contact Information
If you have any questions about these Terms of Service, please contact us using the following information:
General Inquiries
Legal Department
For specific questions about these Terms of Service, legal compliance, or contract-related matters.
Response Time: We aim to respond to all terms-related inquiries within 5 business days. For urgent legal matters, please indicate this in your subject line.
Governing Law
These Terms shall be interpreted and governed by the laws of Australia, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
Dispute Resolution
Any disputes arising from these Terms or your use of the Service will be resolved through binding arbitration in accordance with Australian law, except where prohibited by applicable consumer protection laws.